Bond Calculator

Calculate your monthly bond repayments and total costs for your South African home loan

Loan Details

How to Use

Enter your property price, deposit percentage, interest rate, and loan term to get detailed bond calculations including transfer costs.

Important Note

These calculations are estimates. Actual costs may vary based on bank fees, insurance requirements, and other factors.

Enter your details to calculate

Fill in the form on the left to see your bond calculation results

Bond Calculator Tips

Interest Rates

Current prime lending rate is around 11.75%. Your rate may vary based on your credit score and bank.

Deposits

A larger deposit reduces your monthly payments and may help you secure a better interest rate.

Loan Terms

Longer terms mean lower monthly payments but more interest paid over time. Consider your financial goals.